I’m changing topic today because my friend Jon said something on Sunday that I can’t get out of my head and I think all parents of teens and young adults need to hear: “We want our kids to be happy. We want our kids to be successful. But most of all we want them to be here.”

Many families– and also many financial professionals– believe that reducing their adjusted gross income by increasing 401k contributions will result in a lower Expected Family Contribution from the FAFSA.

An overview of the three primary types of student loans including insights into which loans don’t require a co-signer.

Many states offer free community college to some or all residents. But there’s some fine print that makes timely action necessary. Most states require students to apply for free community college during their senior year of high school.

Summary of changes coming to the FAFSA in 2022 stemming from the roughly 170 pages of the 2020 year-end omnibus federal spending bill that were devoted to FAFSA Simplification.

In my latest podcast episode, he walked me through some of the key pieces of college financial literacy. His wisdom is available here on Spotify, or wherever you get your podcasts.

How much can you contribute and how much should you contribute?

The COVID pandemic has had a significant impact on higher education both in terms of enrollment and budgets. With federal stimulus pumping almost $40 billion into higher ed, we’re in uncharted water when it comes to forecasting future tuition cost trends.

Good news: This time around, if you get the stimulus payment and you claim your college student as a dependent on your taxes, you will get a stimulus payment for them as well.

It’s back-to-basics week for me and time to talk about getting started saving for college. If you want your children to go to college, you need to save. Period. That’s the easy part. Harder is where and how much.

Link to my interview about college planning with Your Teen Magazine.

Has there ever been a year as hotly anticipated as 2021? And among all the new year’s resolutions to get back to living our best lives as soon as we can– travel, time with friends and family, in-person school– might I suggest some resolutions for families of college-bound children? I’ve divided them by age range to make it easy for you to pick a few that are appropriate for your family.

A great deal of attention has gone to the renaming of the FAFSA’s Expected Family Contribution to Student Aid Index. The change is a good one, even if it is primarily cosmetic.

169 pages of this week’s stimulus bill are devoted to FAFSA simplification. It’s a great step and I apologize that 169 pages of bill-speak have left me unable to simplify the changes for you yet. Here are a few broad points: