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📌 Before You File the FAFSA

The new Simplified FAFSA is here! Here’s a quick video with some tips that will help you get through it with a minimum of chaos and maximum of financial aid. 🔗

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Getting Started Ann Garcia Getting Started Ann Garcia

New Year’s Resolutions

Happy 2023! Last year I made a New Year’s Resolution and kept it. That makes me a self-appointed expert on New Year’s resolutions. Here are some resolutions for parents planning for college— and my expert advice on how to keep your resolutions.

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FAFSA vs CSS Profile

I write a lot about the FAFSA, but there’s a second financial aid form that’s also important: the CSS Profile. While all schools use the FAFSA to allocate federal funds such as Direct Student Loans, a subset of schools– primarily private schools– use the CSS Profile in their financial aid calculations. There are a few key differences between the two forms.

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EFC vs Net Cost 2021

Families of college-bound students are always looking for strategies to manage their Expected Family Contribution, and I’m happy to oblige. However, lowering your EFC is no guarantee of getting financial aid. And that’s why net cost is important.

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Getting Started Ann Garcia Getting Started Ann Garcia

The CSS Profile

The FAFSA isn’t the only financial aid form; many students and families also need to complete the CSS Profile. The Profile is used by about 400 mostly private colleges and universities.

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College Rankings

The college rankings are here! Right in time for students to apply to the best colleges! But wait, which college is best? US News & World Report says Princeton is the best university but Forbes says UC Berkeley is best.

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Getting Started Ann Garcia Getting Started Ann Garcia

FAFSA Resources

Happy FAFSA Day! Are you completing the FAFSA for the first time this year? While you’re waiting for the site to load, here are some resources that will help you get through it with a minimum of chaos and maximum of financial aid.

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Budgeting for College Applications

It is both a blessing and a curse that the Common App makes it easy to apply to many colleges. One of the curses is that applications cost money. Enough that you should budget for them. The good news is that having a money budget for applications will automatically create a “time budget” since it might reduce the number of applications you file.

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Getting Started Ann Garcia Getting Started Ann Garcia

New (School) Year’s Resolutions

I think Oregon is one of the last places in the US that starts school after Labor Day so my apologies if you’re no longer in back-to-school mode. Here are some resolutions your family might make for the coming school year. And, here’s hoping they don’t get broken as quickly as the typical New Year’s diet-and-exercise resolutions!

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