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📌 Before You File the FAFSA

The new Simplified FAFSA is here! Here’s a quick video with some tips that will help you get through it with a minimum of chaos and maximum of financial aid. 🔗

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Ann Garcia Ann Garcia

Why Advisors Don't Recommend 529s

A lot of financial advisors tell clients not to use 529s for college savings. If that’s what yours says, you might ask whether they’re acting in your best interest.

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Paying for College Ann Garcia Paying for College Ann Garcia

Form 1098-T and 1099-Q

Form 1098-T is a tuition statement that students receive from their college. It serves two primary purposes:

  • Documenting eligibility to claim the American Opportunity Tax Credit or Lifetime Learning Credit

  • Documenting that the student was enrolled in a college and that 529 withdrawals up to net cost of attendance are therefore qualified

Form 1098-T isn't filed with your taxes; instead, you use the information to file and then keep it for your records.

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Getting Started Ann Garcia Getting Started Ann Garcia

New Year’s Resolutions

Happy 2026! Last year I made a New Year’s Resolution and kept it. That makes me a self-appointed expert on New Year’s resolutions. Here are some resolutions for parents planning for college— and my expert advice on how to keep your resolutions.

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Ann Garcia Ann Garcia

2025 Rhodes Scholars

Rhodes Scholars are announced shortly before Thanksgiving every year. The recipient list serves as a reminder that plenty of colleges do an excellent job of preparing students to compete at the very highest levels.

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Ann Garcia Ann Garcia

Trends in College Pricing

News headlines to the contrary, college has become more— not less— affordable over the past several decades.

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Ann Garcia Ann Garcia

The Secret to Making Your College Years Count

Getting the most out of your college experience is more about the experience than the college. In fact, research has shown that six specific college experiences translate to long-term well-being.

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