Featured
Most recent posts
Talking to your kids about money is awkward at best. Here are some strategies to make those conversations less fraught and more productive.
One of the best ways to save for college is to have other people do it for you. Here’s how.
What do the University of Alabama, Harvard, Pepperdine and Yale have in common? At least one student from each won a Rhodes Scholarship this year.
Highlights
What is and isn’t an asset on the FAFSA? Here’s a quick “is it or isn’t it?” for you.
We’re almost there: acceptance letters are arriving and the May 1 decision day is right around the corner. For most families, how much schools cost is part of the decision making process.
Happy 2023! Last year I made a New Year’s Resolution and kept it. That makes me a self-appointed expert on New Year’s resolutions. Here are some resolutions for parents planning for college— and my expert advice on how to keep your resolutions.
Parent assets seem to be the area that most families and planners focus on, despite the fact that they typically have the smallest impact on the formula of each of the components. Strategies and tactics to minimize parent assets abound, but for most families these result more in nibbling around the edges than actually making a significant dent in SAI.
The College Board’s annual Trends in College Pricing and Student Aid report was released recently. Among the headline findings: college tuition prices increased at extremely low rates for the second year in a row, reflecting both a combination of continued impacts of the pandemic and enrollment pressures from demographic trends.
Filing the FAFSA raises tons of questions for divorced parents. Here are some answers.
Happy FAFSA Day! Are you completing the FAFSA for the first time this year? While you’re waiting for the site to load, here are some resources that will help you get through it with a minimum of chaos and maximum of financial aid.
I think Oregon is one of the last places in the US that starts school after Labor Day so my apologies if you’re no longer in back-to-school mode. Here are some resolutions your family might make for the coming school year. And, here’s hoping they don’t get broken as quickly as the typical New Year’s diet-and-exercise resolutions!
Categories
The FAFSA & CSS Profile
Saving for College
Student Loans
Application Process
Miscellaneous
All blog posts
Potential Changes to Federal Loan Programs
School Codes on ACT/SAT Registration
Student Loans by School
If you’ve been reading this for a while, you probably know I’m a huge fan of College Navigator as an information source. It’s run by the National Center for Education Statistics and has some information that any prospective student should be aware of.
Series EE and I Bonds
Many parents and grandparents purchase education savings bonds– series EE or series I bonds– to pay for college. These bonds are tax-free within some limits, and it’s not uncommon for families to find out too late that they’ve landed outside the limits.
Do the FAFSA. Really.
More reasons why all families should complete the FAFSA every year.
About All That Mail…
If your mailbox is starting to be overwhelmed with college and related marketing promotions, you can thank the College Board or ACT. More on that…
What’s a 1098-T?
If you have a college student, you (or they) probably received a form 1098-T. Schools are required to send this to any student who paid qualified higher education expenses. Here’s what you need to know about your 1098-T
Comparing Financial Aid Offers
The Consumer Financial Protection Bureau has a nifty tool for comparing school costs or financial aid offers, here. As you get acceptance and financial aid offers, enter them into the site to get apples-to-apples comparisons of what you’ll pay and what you will owe upon graduation.
College Savings and Education Outcomes
Did you make a New Year’s resolution to save (or save more) for college? If so, you may be increasing the odds that your student will attend and graduate. Research shows that, across income levels, students who have savings designated for college are more likely to attend and graduate.
Work Study
A financial aid package often includes work-study as one component. Typically the package includes a dollar sum of work-study income to be used for education costs.
Trends in College Pricing
The College Board’s annual Trends in College Pricing report came out recently and as always, includes some fascinating data.
Outside Scholarships
Outside scholarships are those that come from someone other than the federal government or your school. Examples include National Merit Scholarships, scholarships from you or your parents’ employers, or from other civic institutions.
Superscoring
With standardized test season in full swing, let’s talk briefly about superscoring. (Why, on a paying for college blog, are we talking about standardized tests? Because they’re one of the best tools for earning merit aid.)