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The new Simplified FAFSA is here! Here’s a quick video with some tips that will help you get through it with a minimum of chaos and maximum of financial aid. 🔗
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Where do you get money to pay for tax cuts? From students and their families, apparently. Congress is weighing proposals to increase the cost and reduce availability of student loans to help pay for tax cuts.
Your 529 can be used tax- and penalty-free for most, but not all, college expenses. Here’s what you can and can’t spend your 529 on, and how to avoid taxes and penalties on your withdrawals.
Want to have a lot more money for college? The tax benefits of 529 plans mean you could have thousands more dollars available when the time comes to start paying.
After years of saving, it’s time to switch gears and start paying for college. But when do the bills come?
Highlights
We’re almost there: acceptance letters are arriving and the May 1 decision day is right around the corner. For most families, how much schools cost is part of the decision making process.
Happy 2025! Last year I made a New Year’s Resolution and kept it. That makes me a self-appointed expert on New Year’s resolutions. Here are some resolutions for parents planning for college— and my expert advice on how to keep your resolutions.
What is and isn’t an asset on the FAFSA? Here’s a quick “is it or isn’t it?” for you.
Parent assets seem to be the area that most families and planners focus on, despite the fact that they typically have the smallest impact on the formula of each of the components. Strategies and tactics to minimize parent assets abound, but for most families these result more in nibbling around the edges than actually making a significant dent in SAI.
The College Board’s annual Trends in College Pricing and Student Aid report was released recently. Among the headline findings: college tuition prices increased at extremely low rates for the second year in a row, reflecting both a combination of continued impacts of the pandemic and enrollment pressures from demographic trends.
Filing the FAFSA raises tons of questions for divorced parents. Here are some answers.
Happy FAFSA Day! Are you completing the FAFSA for the first time this year? While you’re waiting for the site to load, here are some resources that will help you get through it with a minimum of chaos and maximum of financial aid.
I think Oregon is one of the last places in the US that starts school after Labor Day so my apologies if you’re no longer in back-to-school mode. Here are some resolutions your family might make for the coming school year. And, here’s hoping they don’t get broken as quickly as the typical New Year’s diet-and-exercise resolutions!
Categories
The FAFSA & CSS Profile
Saving for College
Student Loans
Application Process
Miscellaneous
All blog posts
Got Work-Study?
Work study falls under the self-help column of financial aid. If your aid award includes work-study, you should understand what it is.
How Much Should You Save for College?
Saving for college feels like the ultimate moving-the-goalposts goal. How can you make good choices about college savings that won’t derail your family’s other priorities?
Tuition Differentials
Tuition differentials can add significantly to the cost of college. What are they, and will you have to pay them?
The Problem with Parent PLUS Loans
Many financial aid packages include Parent PLUS loans. While these loans can appear to be a good way to close funding gaps, too often they trap older Americans in a debt spiral.
More FAFSA Delays. Now What?
FAFSA data has been delayed again, this time until March. What should you do?
529s Are a Financial Aid Powerhouse
What’s the secret sauce of 529s? It’s how great they are for financial aid purposes.
Get Ready: The FAFSA Is Coming
The FAFSA will be available on Dec. 31. Here’s what you need to do to file it.
Thinking of Transferring? Think Fast
If your student comes home for the holidays unenthusiastic about their school and considering transferring, your first impulse might be to tell them to tough it out for the year and reconsider come summer.
2024 Rhodes Scholars
Rhodes Scholars are announced annually on the Saturday before Thanksgiving, and this year’s recipients once again represent a diverse group of colleges.
FAFSA Updates - Big News!
Recent guidance from the Department of Education includes an actual date for the FAFSA and a welcome change to 529s in the formula.
Here’s What Counts
I’ve spent a big chunk of this fall speaking to a variety of groups about college planning. Here are the most important pieces of the plan.