Blog

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I've moved my blog to Substack! Check out some of my most recent posts below.

Subscribe now to keep up with me and access exclusive perks, including live discussions with college planning experts, time to ask me anything, and more.

Looking for my older blog posts? Check out my full blog archive below.

Blog archive

Getting Started Ann Garcia Getting Started Ann Garcia

New Year’s Resolutions for 2021

Has there ever been a year as hotly anticipated as 2021? And among all the new year’s resolutions to get back to living our best lives as soon as we can– travel, time with friends and family, in-person school– might I suggest some resolutions for families of college-bound children? I’ve divided them by age range to make it easy for you to pick a few that are appropriate for your family.

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Ann Garcia Ann Garcia

EFC vs SAI: What’s in a Name?

A great deal of attention has gone to the renaming of the FAFSA’s Expected Family Contribution to Student Aid Index. The change is a good one, even if it is primarily cosmetic.

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Ann Garcia Ann Garcia

FAFSA Simplification in the Stimulus

169 pages of this week’s stimulus bill are devoted to FAFSA simplification. It’s a great step and I apologize that 169 pages of bill-speak have left me unable to simplify the changes for you yet. Here are a few broad points:

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Ann Garcia Ann Garcia

College Students and Stimulus Payments - 1st or 2

With a new round of stimulus payments coming under the new stimulus deal, many families of college students are hearing that they should declare their college students independent so that they can claim the stimulus payments.

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Student Loans Ann Garcia Student Loans Ann Garcia

Student Loans: The Good, The Bad and The Ugly

It’s hard to hear the phrase “student debt” without “crisis” appended. But like most types of debt, there is “good” student debt and “bad” student debt. To understand the difference, it’s helpful to look at the economics of a college degree. A college education confers many benefits, but when evaluating debt the economic ones are key.

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Getting Started Ann Garcia Getting Started Ann Garcia

To all the Sophomore Families

If you’re a parent of a high school sophomore (or younger) and reading this, congratulations! Today you’re going to learn some things you can do that will benefit you far more on the FAFSA than the last-minute moves families can make just before filing the FAFSA.

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Application Process Ann Garcia Application Process Ann Garcia

Early Decision and Early Action

Early Decision is a binding commitment that if you are accepted to the school, you will attend and will withdraw all other college applications. Early Action, on the other hand, is typically simply a quicker response from the school that still gives the student until the regular admission deadline to respond.

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