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The new Simplified FAFSA is here! Here’s a quick video with some tips that will help you get through it with a minimum of chaos and maximum of financial aid. 🔗
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College costs more than people think it will— and Americans have the student loan balances to prove that. How do you get a handle on college costs and how you’ll cover them?
Your 529 is more flexible than you might think. Here are some of the many qualified uses of 529 dollars.
Sending your baby off to college is emotionally messy. Here’s a suggestion to make it a little better.
Your student needs more than just extra-long sheets. Here are some important documents that should be created before they head off to college.
Highlights
We’re almost there: acceptance letters are arriving and the May 1 decision day is right around the corner. For most families, how much schools cost is part of the decision making process.
Happy 2025! Last year I made a New Year’s Resolution and kept it. That makes me a self-appointed expert on New Year’s resolutions. Here are some resolutions for parents planning for college— and my expert advice on how to keep your resolutions.
What is and isn’t an asset on the FAFSA? Here’s a quick “is it or isn’t it?” for you.
Parent assets seem to be the area that most families and planners focus on, despite the fact that they typically have the smallest impact on the formula of each of the components. Strategies and tactics to minimize parent assets abound, but for most families these result more in nibbling around the edges than actually making a significant dent in SAI.
The College Board’s annual Trends in College Pricing and Student Aid report was released recently. Among the headline findings: college tuition prices increased at extremely low rates for the second year in a row, reflecting both a combination of continued impacts of the pandemic and enrollment pressures from demographic trends.
Filing the FAFSA raises tons of questions for divorced parents. Here are some answers.
Happy FAFSA Day! Are you completing the FAFSA for the first time this year? While you’re waiting for the site to load, here are some resources that will help you get through it with a minimum of chaos and maximum of financial aid.
I think Oregon is one of the last places in the US that starts school after Labor Day so my apologies if you’re no longer in back-to-school mode. Here are some resolutions your family might make for the coming school year. And, here’s hoping they don’t get broken as quickly as the typical New Year’s diet-and-exercise resolutions!
Categories
The FAFSA & CSS Profile
Saving for College
Student Loans
Application Process
Miscellaneous
All blog posts
Demonstrated Interest
What is it? Does it matter? Demonstrated interest is a topic of considerable confusion these days, especially since information about it varies widely.
Negotiating Merit Awards
You get what you negotiate so it’s worth trying to maximize your student’s merit awards by trying.
Lowering Your EFC at the Last Minute
The first step in lowering your EFC is to determine whether or not it’s worth doing. How to do that? Determine if you’re a need-based aid candidate at any of the schools you are serious about.
How to Fill out the FAFSA 2: Divorced Parents
Divorce is one of the biggest question areas with the FAFSA. This may be because the FAFSA presents it so simply: it just asks the parents’ marital status; if “Divorced or separated” is chosen, it asks which parent’s information is going to be used.
How to Fill out the FAFSA: Income
This is one of those things that seems fairly straightforward but has a definite peeling the onion feel to it. What is Income for purpose of the FAFSA?
Test Scores and Aid
Does your student have some down time during the winter break? A quick and easy way to make some money is to do some test prep for the ACT or SAT. In fact, this is likely to pay off far more than any juggling strategies you might be attempting with your income or assets in order to bring your EFC down.
Rebalancing 529 Plan Accounts
If you want to change any of your 529 account investments, now is a good time to do so. That’s because you’re allowed to make changes to your investments twice a year. If you make changes now, you’ll still have both opportunities in 2016. If you wait until January, you’ll be using one of your 2016 changes.
FAFSA 4caster vs FAFSA
Learn about how the FAFSA 4caster can help estimate your EFC, but be aware of its limitations.
529 Contributions for Tax Purposes
529 savings plan tax planning strategies to best position your financial situation for the FAFSA.
Every college offers scholarships. Every student is eligible for scholarships. But not every student will be offered scholarships at every college. Here’s how to find colleges that will give scholarships to you.