Blog

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Subscribe now to keep up with me and access exclusive perks, including live discussions with college planning experts, time to ask me anything, and more.

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Blog archive

Ann Garcia Ann Garcia

Lowering Your EFC at the Last Minute

The first step in lowering your EFC is to determine whether or not it’s worth doing. How to do that? Determine if you’re a need-based aid candidate at any of the schools you are serious about.

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Ann Garcia Ann Garcia

How to Fill out the FAFSA 2: Divorced Parents

Divorce is one of the biggest question areas with the FAFSA. This may be because the FAFSA presents it so simply: it just asks the parents’ marital status; if “Divorced or separated” is chosen, it asks which parent’s information is going to be used.

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Ann Garcia Ann Garcia

How to Fill out the FAFSA: Income

This is one of those things that seems fairly straightforward but has a definite peeling the onion feel to it. What is Income for purpose of the FAFSA?

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Paying for College Ann Garcia Paying for College Ann Garcia

Test Scores and Aid

Does your student have some down time during the winter break? A quick and easy way to make some money is to do some test prep for the ACT or SAT. In fact, this is likely to pay off far more than any juggling strategies you might be attempting with your income or assets in order to bring your EFC down.

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Saving for College Ann Garcia Saving for College Ann Garcia

Rebalancing 529 Plan Accounts

If you want to change any of your 529 account investments, now is a good time to do so. That’s because you’re allowed to make changes to your investments twice a year. If you make changes now, you’ll still have both opportunities in 2016. If you wait until January, you’ll be using one of your 2016 changes.

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Ann Garcia Ann Garcia

FAFSA 4caster vs FAFSA

Learn about how the FAFSA 4caster can help estimate your EFC, but be aware of its limitations.

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